| What factors determine whether a home equity loan or HELOC is better, assuming int. rates are similar?It depends on what you want the money for. We have a HELOC that we've never used but keep open 'just in case'. If you don't...Why is the home equity loan rate going up while mortgage rate is going down?...to do with each other. The prime rate has gone up many times lately so...follow.When you borrow money to buy a home the bank is not the one that loans...I Have a variable rate Home Equity loan . The Interest rates are killing me now. What should I do ?Banks have lots of rates . If you have good credit you can probably refinance, but if you don't you are learning an expensive lesson.What is the best way to get a variable rate home equity loan changed to a fixed lower rate loan?Lenders rarely change the terms of a loan but inquire. Probably you will have to refinance to a fixed rate mortgage.Can you refinance an adjustable rate home equity loan that was taken out as a 80/20 loan last year?If the appraised value of your home has risen and depending on the terms of your 80/20 you could possibly refi. Go back to your Lender...If I want to apply for a small business loan, is the rate higher than home equity loan??SBA Loan will be your lowest rate but you will have to sign personally.Why is the interest rates on Home Equity line of credit higher than second mortgage loans?...accurate. A Home Equity Line of Credit...upon the prime rate(an index) which...higher interest rate than 1st mortgages...An individual has a $120,000 30 year mortgage at 6% fixed. This individual also has a floating rate Home Eq...you will knock that down real fast. If you pay extra on your fixed rate mortgage, your payment stays the same, just the balance goes down...which bank has the best rate for home equity line of credit?...Best place is National City Home Equity - Just get the # from the...340 for everything w/ lowest rate possible versus going thru...Home equity loan, or not?How much will the loan cost to do, in total? How much is the difference in rates ? What is your marginal tax bracket? How much and at what...E-LOAN: Mortgage, Refinance, Home Equity, Auto Loans, Savings, CDsE-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. No hidden fees.Home Equity Rates... Tempo Bank's Home Equity/Home Improvement rates will fit right into your plans. ... 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